If you own a car, auto insurance is not just an option—it is a legal necessity. And you wouldn't want it any other way. If you are involved in an accident or have your car stolen, owning the right kind of auto insurance can help to ease a difficult situation. The information below will provide some answers and help you ask the right questions in order to find the most appropriate solutions.

 

 

AUTO INSURANCE BASICS

» What is auto insurance?
» What is covered by a basic auto policy?
» Can I drive legally without auto insurance?
» What if I lease a car?
» Do I need auto insurance to rent a car?
» Is there a difference between cancellation and nonrenewal?

BUYING A POLICY & SAVING MONEY

» How can I save money on my auto insurance?
» How much coverage do I need?
» What determines the cost of my auto policy?
» What information do I need to give to my agent?
» What can I do if I can't find coverage?
» How do I insure my teenage driver?
» Should I purchase an umbrella liability policy?
» Will my auto insurance cover a rental car after an accident?

HELP! I HAVE TO FILE A CLAIM

» How do I file a claim?
» If I file a claim, will my premium go up?
» How are the value of my car and the cost of repair determined?
» What are my rights when filing a claim?
» Can my insurance company require me to use certain types of auto repair parts?

SAFETY TIPS

» Shopping for a Safe Car
» Teenagers & Safe Cars
» Air Bag Safety
» At the Scene of an Auto Accident
» Car Breakdown Safety
» Child Safety Seats
» Cell Phones & Driving
» Road Rage
» Elderly Drivers
» Preventing Carjacking / Theft
» Driving in Bad Weather